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  • A New Platform for Universal Life
    A New Platform for Universal Life This article ... addresses the expected impact that the 2001 CSO table will have on pricing and product structure for UL ...

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    • Authors: Karen Rudolph
    • Date: Jun 2002
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Small Talk
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • PBR Corner
    PBR Corner Mortality Credibility and its use within VM-20. Credibility theory;Mortality;Principle-based ...

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    • Authors: Karen Rudolph, Ruijuan Wang
    • Date: Jun 2016
    • Competency: Leadership>Influence; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: The Financial Reporter
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life
  • PBA Corner
    PBA Corner The article discusses the developments thus far with the adoption of the NAIC ... discusses the NAIC Life Actuarial Task Force’s response to the NAIC’s VM-20 Impact Study. In general, outcomes ...

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    • Authors: Karen Rudolph
    • Date: Jan 2013
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Results-Oriented Solutions>Actionable recommendations
    • Publication Name: The Financial Reporter
    • Topics: Annuities>Reserves - Annuities; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Impact of VM-20 on Life Insurance Product Development—Phase 2
    characteristics of a large company in that the mortality experience was assumed to be fully credible, ... used based on an NPR component using the 2017 CSO Table, and DR and SR following VM‑20 require‑ ments. Tax ...

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    • Authors: Paul Fedchak, Jacqueline M Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
    • Date: Nov 2017
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Impact of VM-20 on Product Development
    the 2001 Commissioners Standard Ordinary (CSO) table with no reserve financing, then reflecting the ... arrangements, the introduction of the 2017 CSO table and the introduction of PBR. HIGH-LEVEL SUMMARY ...

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    • Authors: Jacqueline M Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
    • Date: Jun 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life